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ArthBit Crypto Exchange Review: What Indian Traders Need to Know
ArthBit Crypto Exchange Comparison Tool
ArthBit Overview
Founded in 2021, ArthBit focuses on Indian users with low minimum deposits and UPI integration.
- Coins Supported: 43+
- Minimum Deposit: ₹100
- SIP Available: Yes
- Volume Tracking: Untracked
Key Features
- • Spot Trading
- • SIP (Systematic Investment Plan)
- • Staking & Storage
- • UPI, IMPS, NEFT/RTGS Banking
- • Automatic KYC/AML
Fee Calculator
Exchange Comparison Table
| Feature | ArthBit | WazirX | CoinDCX |
|---|---|---|---|
| Founded | 2021 | 2018 | 2018 |
| Supported Coins | 43+ | 200+ | 250+ |
| INR Pairing | Yes (UPI, IMPS, NEFT/RTGS) | Yes (UPI, Bank Transfer) | Yes (UPI, Bank Transfer) |
| Minimum Deposit | ₹100 | ₹500 | ₹500 |
| SIP Offering | Yes | No | No |
| Volume Transparency | Untracked (CMc) | Tracked | Tracked |
| Mobile App Rating | 4.2 ★ | 4.5 ★ | 4.4 ★ |
User Decision Guide
New to Crypto?
ArthBit is ideal for beginners due to its low ₹100 minimum deposit and SIP feature.
Active Trader?
Consider WazirX or CoinDCX for better coin variety and verified trading volumes.
Security-Conscious?
Look for exchanges with published security audits and insurance details. ArthBit lacks these disclosures.
If you’ve been scrolling through the endless list of crypto apps that pop up on the Indian Play Store, you’ve probably wondered which one actually delivers on its promises. This ArthBit crypto exchange review cuts through the hype and tells you exactly how the platform works, who it suits, and where it might fall short.
Quick Takeaways
- Founded in 2021, ArthBit targets Indian users with INR‑based pairs and UPI integration.
- Supports 43+ coins, including BTC, ETH, BNB, and its own ARTH token.
- Min₹100 entry point makes it friendly for beginners.
- Offers Spot trading, SIP (Systematic Investment Plan), staking, and a built‑in wallet.
- Untracked on CoinMarketCap - volume data isn’t publicly verified.
Who Is Behind ArthBit?
ArthBit is a centralized cryptocurrency exchange launched in January 2021 by ARTHBIT PRIVATE LIMITED in Delhi, India. Its core mission is to make crypto "easily accessible" to every Indian user, which explains the focus on low‑minimum investments and deep integration with local banking methods.
Core Features in Plain English
The platform positions itself as a one‑stop shop for buying, selling, and holding digital assets. Below are the headline features you’ll encounter after you sign up.
- Spot Trading: Instant buy‑sell orders for over 43 cryptocurrencies, no futures or derivatives.
- SIP (Systematic Investment Plan): Set a recurring purchase schedule for any supported coin, similar to a mutual‑fund SIP.
- Staking & Storage: Earn passive rewards by staking eligible tokens and keep your assets in an internal wallet.
- Banking Integration: Pay via UPI, IMPS, NEFT/RTGS, mobile wallets, and debit/credit cards-all in rupees.
- KYC & AML Automation: The platform runs automatic KYC (Know Your Customer verification) and AML (Anti‑Money‑Laundering checks) to stay compliant with Indian regulations.
Supported Coins - The Real Bread‑and‑Butter
ArthBit’s catalog covers the usual suspects plus a handful of niche tokens. Here’s a snapshot of the most traded assets on the platform:
- Bitcoin (BTC) - the flagship store of value, trading around ₹10million (±2‑3% daily).
- Ethereum (ETH) - the leading smart‑contract platform, hovering near ₹400,000.
- Binance Coin (BNB), Ripple (XRP), Polygon (MATIC), Dogecoin (DOGE), Cardano (ADA), Solana (SOL), and stablecoin USDT.
- ArthBit’s own utility token ARTH (used for fee discounts and platform rewards).
- Various meme and gaming tokens - e.g., Decentraland (MANA) and VIRTUAL.
How Easy Is Registration?
Getting on board takes roughly five minutes. You can start on the web or directly in the mobile app.
- Download the ArthBit Android app from Google Play or the iOS app from the App Store.
- Tap “Register”, enter your email, create a strong password, and confirm the verification code sent to your inbox.
- Complete the automatic KYC by uploading a government‑issued ID and a selfie - the system validates it within minutes.
- Link an Indian bank account or UPI ID to fund your wallet. Minimum deposit is ₹100.
Once verified, you can instantly place a market order, set up a SIP, or move funds to the internal wallet.
Banking Integration - Why UPI Matters
India’s digital payments ecosystem revolves around UPI (Unified Payments Interface, a real‑time payment system that links bank accounts to mobile apps). ArthBit supports UPI along with IMPS, NEFT/RTGS, and card payments, meaning you can fund your account without leaving the app. In practice, a UPI transfer usually clears in under a minute, letting you chase market moves without waiting for a traditional bank wire.
Security Checklist - What’s Actually Protected?
Security claims are a mixed bag. Here’s what ArthBit publicly states and what you should verify yourself:
- Automatic KYC/AML compliance - reduces the risk of account freezes.
- Blockchain‑based transaction handling - implies that trades are recorded on‑chain, but the exchange’s matching engine remains proprietary.
- Risk‑management partnership - the site mentions “top risk management and asset insurance providers” but does not disclose specific insurers.
- Two‑factor authentication (2FA) - optional via Google Authenticator.
What’s missing: No public audit reports, no security‑certification badges, and no disclosed insurance coverage amount. For high‑value traders, that lack of transparency is a red flag.
How Does ArthBit Stack Up Against Other Indian Exchanges?
| Feature | ArthBit | WazirX | CoinDCX |
|---|---|---|---|
| Founded | 2021 | 2018 | 2018 |
| Supported Coins | 43+ | 200+ | 250+ |
| INR Pairing | Yes (UPI, IMPS, NEFT/RTGS) | Yes (UPI, Bank Transfer) | Yes (UPI, Bank Transfer) |
| Minimum Deposit | ₹100 | ₹500 | ₹500 |
| SIP Offering | Yes | No | No |
| Volume Transparency | Untracked (CMc) | Tracked | Tracked |
| Mobile App Rating (Google Play) | 4.2 ★ | 4.5 ★ | 4.4 ★ |
In short, ArthBit shines for beginners who want a low entry barrier and a SIP option, but it lags on coin variety and on the transparency that power traders look for.
Pricing and Fees - What You’ll Actually Pay
ArthBit’s fee structure is fairly simple: a flat 0.2% maker fee and 0.25% taker fee on spot trades. If you hold the native ARTH token, you can unlock a 10% discount on those fees - a common incentive across Indian exchanges.
Deposit and withdrawal fees depend on the chosen payment method. UPI deposits are free; bank transfers may incur a nominal INR5‑10 charge. Withdrawals to a bank account cost a flat INR20 plus a 0.01% processing fee.
Regulatory Landscape - Is ArthBit Legal?
India’s crypto rules remain in flux, but the central bank and the finance ministry have signaled that exchanges must adopt KYC/AML and operate under a “self‑regulatory” model. ArthBit complies with those basics - it runs automatic KYC and AML, and it only offers INR‑denominated pairs, which keeps it within the current gray zone.
That said, the platform does not advertise any specific licence from the Securities and Exchange Board of India (SEBI) or the Reserve Bank of India (RBI). For risk‑averse users, the lack of a formal regulatory licence is a point to watch as the rules evolve.
Pros and Cons - A Straightforward List
- Pros
- Low ₹100 minimum makes it accessible.
- SIP feature is rare among Indian apps.
- Robust UPI integration for instant funding.
- Native token discounts on fees.
- Cons
- Untracked volume means less market visibility.
- Limited coin selection compared to rivals.
- No public security audit or insurance details.
- Less advanced order types (no futures, margin).
Is ArthBit Right for You? - Decision Matrix
Use the following quick‑check to see if the platform matches your goals:
- New to crypto: If you want to start with ₹100, enjoy a simple UI, and appreciate an automated SIP, ArthBit is a solid entry point.
- Active trader: If you need deep liquidity, a wide coin list, and verified volume data, you’ll likely gravitate toward WazirX or CoinDCX.
- Security‑first user: Look for exchanges that publish third‑party audits and clear insurance coverage - ArthBit currently lacks those disclosures.
How to Get Started - A Mini‑Guide
- Download the official ArthBit app (iOS or Android) or visit arthbit.com.
- Register with email, set a password, and verify the code.
- Complete KYC by uploading your Aadhaar/PAN and a selfie.
- Link a UPI ID or bank account, deposit ₹100 or more.
- Choose a coin, select “Buy” for a market order, or set up a recurring SIP.
- Optional: Hold some ARTH tokens to reduce your trading fees.
That’s it - you’re now ready to trade crypto on an Indian‑focused platform.
Frequently Asked Questions
Is ArthBit safe for large investments?
ArthBit uses standard KYC/AML checks and offers 2FA, but it does not publish third‑party security audits or insurance coverage. For amounts above a few lakh rupees, many users prefer exchanges with transparent audit reports.
Can I trade on ArthBit without a bank account?
Deposits require either a linked Indian bank account or a UPI ID, which in turn needs a bank account. So, a bank account is effectively mandatory.
What is the SIP feature and how does it work?
SIP (Systematic Investment Plan) lets you schedule a fixed INR amount to buy a chosen cryptocurrency daily, weekly, or monthly. The app automatically executes market orders on the set cadence, similar to a mutual‑fund SIP.
Why is ArthBit listed as “Untracked” on CoinMarketCap?
CoinMarketCap marks an exchange as “Untracked” when it cannot verify the reported trading volume. ArthBit does not share its volume data publicly, so the platform cannot be ranked in the usual volume‑based lists.
Do I need to hold ARTH tokens to trade?
No. Holding ARTH is optional; it simply gives you a 10% discount on maker/taker fees and may grant early access to new features.
Bottom Line
ArthBit fills a niche for Indian newcomers who want a low‑cost entry point and a SIP tool to automate regular purchases. Its deep UPI integration and native token discounts add value, but the lack of volume transparency, limited coin list, and missing security audit details may deter seasoned traders. Treat it as a starter‑deck exchange, and as the Indian crypto market matures, keep an eye on whether ArthBit publishes more rigorous security and compliance information.
Sidharth Praveen
June 17, 2025 AT 06:11ArthBit's ₹100 minimum deposit is a solid gateway for fresh traders, and the SIP option lets you build a position gradually without needing a big lump‑sum.
Sophie Sturdevant
June 17, 2025 AT 14:33While the entry barrier is low, the platform's order‑book depth and liquidity pools remain opaque, which can affect slippage during high‑volume moves; you’ll want to monitor execution quality closely.
Nathan Blades
June 18, 2025 AT 01:40Reading through the feature list, I’m impressed by the integration of UPI and the automatic KYC – that cuts down the onboarding friction dramatically, especially for the Indian market where time is money.
Somesh Nikam
June 18, 2025 AT 14:10Absolutely, the seamless onboarding is a big win, but keep an eye on security audits; the lack of published audit reports could be a red flag for risk‑averse investors.
Jan B.
June 19, 2025 AT 05:26In terms of fees, ArthBit’s tiered structure is competitive, though the discount for holding the ARTH token isn’t substantial enough to sway heavy traders.
MARLIN RIVERA
June 19, 2025 AT 22:06Honestly, the exchange feels like a cash‑grab; with untracked volume and no transparency, you’re basically betting on a black box.
Debby Haime
June 20, 2025 AT 17:33On the bright side, the low deposit requirement democratizes access, allowing anyone to dip their toes without breaking the bank.
emmanuel omari
June 21, 2025 AT 15:46From a national perspective, supporting a home‑grown platform boosts local crypto adoption, but the lack of rigorous compliance standards undermines that goodwill.
Andy Cox
June 22, 2025 AT 16:46The mobile app’s 4.2‑star rating suggests decent usability, though user reviews hint at occasional downtime during peak market hours.
Courtney Winq-Microblading
June 23, 2025 AT 20:33Philosophically, choosing an exchange is a trust exercise; without transparent governance, you’re placing faith in a system that may not be accountable.
katie littlewood
June 25, 2025 AT 03:06ArthBit positions itself as the go‑to platform for beginners in India, and that niche focus is evident in every design choice.
The ₹100 minimum deposit removes the intimidation factor that many newcomers face when approaching crypto.
Furthermore, the SIP feature mirrors traditional systematic investment plans, allowing users to automate purchases and benefit from rupee‑cost averaging.
From a technical standpoint, the integration of UPI, IMPS, and NEFT/RTGS streamlines fiat on‑ramps, making fund transfers almost instantaneous.
However, the exchange lists only about 43 coins, which pales in comparison to the 200‑plus offerings on competitors like WazirX and CoinDCX.
Limited coin availability can restrict diversification for traders seeking exposure to emerging DeFi tokens.
The fee calculator is a handy tool, yet the discount for holding the native ARTH token feels modest and may not justify the extra step for many users.
Security is another area where ArthBit falls short; the absence of published audit reports and insurance coverage leaves a gap in user confidence.
Liquidity is untracked on CoinMarketCap, which raises concerns about price manipulation and order execution reliability during volatile periods.
Customer support responsiveness appears average based on community feedback, but there are occasional reports of delayed ticket resolutions.
The mobile app’s 4.2‑star rating reflects a generally positive user experience, though some users have noted occasional crashes during high traffic.
For novice traders, the educational resources provided are a plus, offering step‑by‑step guides that demystify complex concepts.
Advanced traders, however, might find the platform's features insufficient, especially when compared to the richer toolsets on larger exchanges.
Regulatory compliance seems adequate for basic KYC/AML, but the lack of deeper transparency could become an issue as Indian crypto regulations evolve.
In summary, ArthBit shines as an entry‑level gateway, but it requires significant improvements in security, liquidity transparency, and asset variety to retain users moving up the trading ladder.
Prospective users should weigh these pros and cons against their own risk tolerance and trading ambitions before committing.
Jenae Lawler
June 26, 2025 AT 12:26While the analysis is thorough, one must also consider that the platform's nascent ecosystem may afford early adopters unique arbitrage opportunities overlooked by mainstream assessments.
Chad Fraser
June 28, 2025 AT 00:33All things considered, if you’re just getting started, give ArthBit a spin; the low barrier and simple UI can help you build confidence before you graduate to the bigger exchanges.
Jayne McCann
June 29, 2025 AT 15:26The UI feels cluttered after a while.
Richard Herman
July 1, 2025 AT 09:06At the end of the day, each trader should match the exchange’s strengths to their own goals, balancing ease of entry with long‑term security and asset range.
Parker Dixon
July 3, 2025 AT 05:33👍 Totally agree – start small, stay safe, and upgrade when you’re comfortable. The community vibe on ArthBit is surprisingly supportive for newcomers.
Stefano Benny
July 5, 2025 AT 04:46Despite the friendly tone, the platform’s lack of order‑book transparency raises serious concerns about price discovery mechanisms, especially for high‑frequency strategies.